That said - here we go - this is actually kind of funny -
Every six months or so, I end up hitting a wall financially.
It is not mis-management; it is not gambling; it is not wasteful spending. It
is circumstance, pure and simple. Job did not deserve what happened to him, yet
he dealt with it. As must we all.
In my case, a household member passed away
suddenly two years ago and the bills were all in my name. Anything other than
shelter costs were "loans" to take care of repairs, etc. While he was
alive, the two incomes easily covered everything. Then - boom! So the day after
his passing, I began every month 400 in the hole. Slowly, slowly, I got that
down to 200 in the hole. Even with my roof repair last year and a friend's help
with a loan for that, and closing one loan, there have been emergencies off and
on since then. I'm still entering each month in the hole. The second half of
each month, I end up postponing this, re-writing that, asking for an increase
on this...so, it eventually catches up with me. In my youth, I could easily
take a job to get extra income. These days, I try with my Etsy shop, with
Swagbucks, and with other efforts. But that's slow going.
This month, it all hit the fan. I am two months behind in
gas and electric and will try agencies for help on that but because I did that
right after he passed on, I might not qualify. I am down to 1/8 tank of gas and
will need to be very, very careful of my car trips. The computer has been acting up. My bottom dentures just
broke when I turned on the computer - thankfully, I have this down pat and will
use a super glue product and they will be fine this evening for another few
months. My homeowner's insurance is due yesterday, my non-smart-phone which I
carry in the car only for emergency calls needs a top up this week, and there
is one bill that will take me to court if I do not pay them this Friday. There
are a few other things, too, but you get the idea.
But, because I know he promised to take care of us, I trust
him to get me out of this..Meanwhile, I will continue today and tomorrow in
de-cluttering so I can have something out for the local charity store to pick
up on Thursday; I will continue to work on my charity crafting issues; I will
continue to try to market my handmade items on Etsy; I will do another search
of my freezer and pantry and put together some more meals to freeze. The cat
has food and litter for two weeks. We're safe. I can't ask for more than that.
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