Sunday, November 30, 2008

Closed Doors, Open Doors

We’ve all heard the saying the “when one door closes, another opens.” Usually, I only see it in hindsight, days or weeks or months after it happened. Lately, I’ve been trying to see, daily, whether something worked out well even after I thought the situation was a disaster.

Last night, I had a strange feeling and I almost posted about it, but felt I’d be premature. I was afraid that if the doors that were closing were not going to be replaced by one opening, I was in big, big trouble. I didn’t want to post a hopeful thought and then have to apologize the next day if I were wrong.

This all relates to bank accounts. I had some trouble with a postdated check and by the time the smoke cleared, the overdraft charges, including individual NSF fees and daily fees, became too much for me to cover in any way at all. I haven’t been able to use my bank account for almost a month. They advised me that they will be notifying Chex Systems which means that no bank on this earth will open an account for me at that point.

For the past month, I’ve been playing with the idea of opening another account with a reasonably large bank, but I’ve been putting it off.

Yesterday, I had a check to cash and needed the funds to pay some bills this weekend. I had no way to cash it without a bank account. It was from a very small bank. Normally, Wal-Mart has been cashing things for me this past month, but not this one. Last night, I worried about all of this. It started dawning on me that all the doors were closing, and that the bank I was considering seemed the last choice left. I went there this morning. Yes, you guessed correctly. They opened the account with no trouble at all, cashed the check, and gave me an adorable white plush pony, to boot.

It’s a shame that I took so long to hear his words. I’ve suffered this past month without need. Had I done this earlier, I probably would have been able to close that bad account gracefully and with less of a balance to eventually pay off.

Thank you, Lord, for all the times you have gently guided me toward the door you want me to open; forgive me for being too stubborn at times, and causing you to have to push me through that door.

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