Little by
little, I paid down the overdue balance that had accumulated because of
financial issues. I was so proud of that.
Then I
opened my bill over the weekend and found it was almost double what I expected.
It took me a while to find the one line that caused the large amount. They had
hit me, quietly, with a $140 deposit charge.
I wasn’t
told - I wasn’t called - I received no notice in the mail.
When I was
on hold today, waiting for an agent to help me with this new mess, I prayed
silently for help on this. There is no way I can pay that amount this month. As
it is, I can’t pay all the bills.
The agent
was very patient. She even talked to her supervisor. The supervisor explained
that they could ditch the deposit if I agreed to an automatic payment every
month. There’s no way I can do that. If something like this occurred out of the
blue, as this did, my rent check could bounce. I can’t take that chance.
They did
agree to payment arrangements. My heart sank at that news. Yes, that is
helpful. But I had just finished the last of the former payment arrangements
and here I was beginning all over again.
The agent
also said that if I had read my bill, it does say that if an account is late in
paying for a certain length of time, a deposit may be required. I never noticed
that. It still would have been compassionate if they had at least sent me a few
sentences in a form letter.
I wonder
how many of my friends know what all that fine print is on their card
statements. We never read that stuff - or at least most of us never do. I
remember when my stepdad passed away and my mother expected their credit card
debt to be wiped out because they had signed up years earlier for some kind of
death-protection, and paid a small monthly fee for that. Turns out the fine
print said something regarding this being cancelled at age 70 - she was 72 at
the time.
Anyhow, I
am grateful that my prayers were answered. At least I was talking to someone
who tried everything. This agent at least explained everything, also. And she
made arrangements that will help, even if it does mean I am back to square one
with installment payments.
No comments:
Post a Comment